Whitcomb Payments places businesses of every risk class with established card-processing partners — on clear, documented terms.
Standard storefronts to hard-to-place verticals — one desk, the right partner for each file.
Every fee quoted in writing before signature. No surprises on the statement.
Application packets go out by DocuSign the same business day they're requested.
One service, done properly.
Introductions to established processing partners across every risk tier. We prepare the underwriting file, present it to the partner suited to your vertical and risk class, and manage it from approval through activation — one desk, fees in writing first.
Most shops handle one end of the risk spectrum. We maintain processing-partner relationships across all three — so the file goes to a partner that actually wants it.
Declined before? Terminated by a prior processor? Bring the history — we'd rather see it up front. Placement depends on partner underwriting, and honest files place faster.
One application, executed by e-signature. Ten minutes of your time; we handle the paperwork from there.
We present your file to the processing partner best suited to your business and risk class, and manage underwriting questions on your behalf.
Once approved, you process under the partner's agreement and settle on the terms you elected. We stay on the file through activation.
Bring your book. Keep your merchants.
The desk is growing. We're always reading introductions from people who know payments — placement advisors who can carry a book, underwriting coordinators who keep files clean, and partner managers who keep processors answering on the first ring.
Tell us what you've placed, what you've processed, or what you want to learn. A sharp two-paragraph email beats a long résumé.
“Commission structures that reward the people who build the book.”
Introduce yourselfThe application packet goes out by DocuSign the same business day. Initial partner response typically comes within one business day of a complete file; total time to activation depends on the partner's underwriting and your risk class.
High-risk placement is our particular strength, and prior declines or terminations don't disqualify you. Include the history in your file — partners underwrite honesty well and surprises poorly. Placement is never guaranteed; it always depends on the partner's underwriting decision.
Fees are quoted per merchant based on vertical, volume, and risk class — and every fee is put in writing before you're asked to sign anything. No fee is collected on placement services until the terms are documented.
The application executes by DocuSign — open it, complete it once, and it's on our desk the same business day. You'll have fees in writing before anything is final.
Open the application — DocuSignPrefer it by email, or want to talk first? apply@whitcombpayments.com · support@whitcombpayments.com · (337) 242-3039